Visitors to Canada insurance benefit plans offer emergency medical coverage to visitors, immigrants, foreign students, and Canadians without government health insurance protection.

The emergency medical coverage and benefits include emergency medical expenses, return to departure point, bedside companion,transportation cost for the repatriation of remains, follow-up medical visits, insured person or travelling companion subsistence allowance, emergency dental treatment, and travel accident and dismemberment.

Emergency medical expenses must incur in Canada. However, if the emergency medical expenses incur during a side trip, and the side trip starts in Canada, they are also included in the insurance coverage. But the time you spend in Canada must be greater than the time you spend on your side trip.

Visitors to Canada insurance plan also provides coverage to the expense for local ground ambulance service to a hospital, physician or medical service provider in an emergency.  The insurance will pay for local taxi in lieu of local ground ambulance service, where an ambulance is medically required but not available.

Visitors to Canada insurance benefits plan has pre-existing medical condition exclusion. For example, if you are under 50 years of age, and if at any time in the 90 days before your effective date, you have medical condition or related condition that has not been stable, the expenses for prescribed medication or treatment on this condition are not covered. And if you are over 50 years of age, and if at any time in the 180 days before your effective date, you have medical condition or related condition that has not been stable, the expenses  for prescribed medication or treatment on this condition are not covered. That is to say, the insurance company will not pay for any expenses incurred directly or indirectly as a result of the pre-existing medical condition or related condition.

Visitors to Canada insurance provides different plans. Each plan offer an outstanding benefits value. If you have a medical emergency while travelling within Canada, please call toll-free anytime day and night to get in touch with a professional, who will refer you to a Canadian doctor or facility in order for you to receive the care you need.

Yan Li 李燕

(Yan Li, 李燕，President of Canada Valuelife Financial Services Corporation; Registered Teacher and Licensed  Insurance Advisor in Ontario Canada;  President Award Winner;  Author; Translator; Value Life Coach.   Tel: 416-388-6484.  Email: yan@find-the-value-in-life.com. Website: www.find-the-value-in-life.com)

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